Fertility Care Pricing Made Simple
At Aspire, we know starting your fertility journey can feel like a big step. With more than 33 years in practice and over 9,000 babies born, our clinics are here to ease the stress and uncertainty — including making fertility costs clear and straightforward.
Whether you’re exploring IVF, IUI, egg freezing, or other treatments, our team will guide you through insurance coverage, out-of-pocket expenses, and financing options. With 20 locations across Texas, Aspire is dedicated to compassionate, patient-first fertility care.
Our Expert Team is Here for You
Navigating the cost of fertility care can feel overwhelming, but it shouldn’t feel impossible. At Aspire, we believe fertility care should be accessible, not cost-prohibitive. From your initial consultation through every stage of your journey, our experienced team is here to help you:
- Verify Your Insurance Benefits: Before you step into one of our clinics for your new patient appointment, our Financial Counselors begin working on your behalf. We contact your insurance provider directly to verify your fertility coverage and clearly outline what’s included, what isn’t, and what your potential out-of-pocket costs may be so you are fully aware of the benefits you have.
- Fertility Care Insurance Coverage Guidance: Understanding fertility coverage can be complicated, but we’re here to make it simple. Whether your plan offers full, partial, or no coverage at all, our team will break it down into clear, easy-to-understand terms. We’ll help you pinpoint exactly which services, such as IVF, IUI, egg freezing, or cryo storage, are included in your plan and explain how to get the most out of your benefits.
- Financing & Payment Options:If your insurance doesn’t fully cover your treatment, we can still help. We offer a variety of financing and loan options to make fertility care more accessible. Once your individualized treatment plan is in place, your dedicated Financial Counselor will walk you through the fertility costs in detail, review available financing options, and help you find a payment plan that fits your budget and goals.
Every fertility journey is unique, and so are the costs that come with it. Fertility treatment costs can vary based on your personalized care plan, insurance coverage, medication needs, location, and more. That’s why our dedicated Financial Counselors take the time to walk you through a clear breakdown of expected costs and benefits, so you can move forward with confidence and peace of mind.
The costs outlined here are for patients who do not have insurance coverage for their fertility treatments. We're happy to help identify potential coverage and alternative financing options.
IVF Costs
It’s important to understand what to expect financially when considering in vitro fertilization (IVF), especially if genetic testing is part of your plan. At Aspire, we’re here to meet you where you are on your fertility journey with upfront, transparent pricing and clear guidance every step of the way.
IVF with PGT(Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, embryo biopsy, cryopreservation of embryos, and 1 year of storage) | $17,000 – $19,000 |
IVF without PGT(Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, embryo transfer, cryopreservation of embryos, and 1 year of storage) | $12,500 – $17,000 |
How much does IVF cost in Texas?
The cost of IVF in Texas can vary based on several factors, including whether you choose to include genetic testing (PGT), the medications required, and any additional services. On average, IVF with PGT starts at around $17,000, while IVF without PGT typically starts at $12,500. Before beginning your treatment cycle, you’ll meet with one of our dedicated Financial Counselors to explore all available payment options, including insurance benefits and flexible financing programs designed to support your care.
For more details on IVF costs and related questions, see our FAQ below ↓
Egg Freezing Costs
Egg freezing is an empowering way to take control of your reproductive health, giving you the flexibility and peace of mind to build your family on your own terms. At Aspire, we’ll walk you through all the costs involved in egg freezing to help you plan confidently for your preservation journey.
Egg Freezing(Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, cryopreservation of retrieved oocytes, and 1 year of storage; optional to add in medication) | $10,000 – $13,000 |
How much does egg freezing cost in Texas?
The cost of egg freezing in Texas varies based on your individual treatment plan and whether fertility medications are required. The complete process, including medication when necessary, typically ranges between $10,000 and $13,000. These costs may fluctuate depending on your specific protocol and any additional services, such as long-term storage or future fertilization procedures.
For more details on egg freezing costs and related questions, see our FAQ below ↓
IUI Costs
Intrauterine insemination (IUI), a procedure where sperm is placed directly into the uterus during ovulation, is a common, minimally invasive, and cost-effective fertility treatment that can increase the chances of pregnancy. Here’s a breakdown of the costs associated with IUI:
IUI Procedure(Inclusive of ultrasounds, sperm wash, and insemination) | $1,800 - $5,000 |
How much does IUI cost in Texas?
Though more affordable than other fertility treatments, the cost of IUI in Texas can vary depending on individual factors, such as the type and amount of medication needed, whether donor sperm is used, and your unique response to treatment. While the procedure cost may differ based on your personalized plan, IUI typically starts at around $1,800. It's often considered a first-line treatment option before moving on to more advanced procedures like IVF.
For more details on IUI costs and related questions, see our FAQ below ↓
FET Costs
Frozen embryo transfer (FET) is a vital part of many fertility treatment plans, particularly for those who have undergone IVF and are using frozen embryos. Our FET services are inclusive of ultrasound monitoring, embryo thaw and prep, and embryo transfer.
FET Procedure | $4,500 – $7,000 |
How much does FET cost in Texas?
The cost of frozen embryo transfer (FET) in Texas typically falls between $4,500 and $7,000, depending on your personalized treatment plan. This fee includes the ultrasound monitoring, embryo thawing and prep, and embryo transfer process, while medications and other individualized treatments may incur separate charges.
For more details on FET costs and related questions, see our FAQ below ↓
What Affects the Cost of Fertility Treatment?
When it comes to fertility treatment costs, no two journeys are exactly alike. Every path to parenthood is different, and the costs involved are never one-size-fits-all. That’s something we want you to feel confident about from the very beginning. At Aspire, we’re committed to helping families across Texas make informed decisions with clarity and peace of mind. Some key factors affecting total fertility treatment costs include:
- The treatment you choose. Whether you're pursuing IVF, IUI, egg freezing, or embryo transfer, each path comes with its own set of costs. IVF, for example, involves more advanced lab work and medications than IUI, making it a more involved investment.
- The number of cycles needed. Fertility success looks different for everyone. While 1 in 4 aspiring parents achieve success after one IVF cycle, others may require multiple rounds to get their desired outcome. Whether you're undergoing IVF, IUI, or egg freezing, the number of cycles recommended will influence your total fertility treatment cost.
- The medications needed for your fertility treatment plan. Fertility medications are a significant part of your overall cost and are prescribed based on how your body responds to treatment. From ovarian stimulation to embryo development, your protocol will be customized for you.
- Use of Donor Eggs, Donor Sperm, or Gestational Carrier: If your journey involves the use of donor eggs, donor sperm, or a gestational carrier, additional costs will apply. These options are often vital for certain fertility or medical situations.
- Advanced services and other add-ons. Services such as preimplantation genetic testing (PGT-A) or long-term embryo storage can increase the likelihood of a healthy pregnancy. While they do involve additional fees, these options may offer greater peace of mind and improved outcomes. We’ll help you determine if they align with your goals and treatment plan.
- Insurance coverage. Fertility insurance benefits can differ greatly between plans. Some cover a large portion of treatment, while others offer little to no assistance. Our financial team will help you understand what your plan includes and explain every cost involved — from lab services to medications — so you can prepare accordingly.
At Aspire, we believe transparency and financial clarity are key to compassionate, patient-centered care. Our experienced Financial Counselors will walk you through your personalized treatment plan, explain your insurance benefits, and help you explore flexible financing options. We're here to help you find the most practical and affordable path to parenthood so you can stay focused on what matters most: building your family.
Fertility Treatment Cost FAQs
At Aspire, we’re here to guide you through every step of your fertility journey with compassion, clarity, and personalized support. From creating a customized plan tailored to your unique needs to offering transparent pricing with no hidden fees, our goal is to ensure you feel confident and informed. Fertility treatment is often more affordable than you think, and even if insurance doesn't cover it, our financial advisers will help you explore a range of financing options.
With 20 clinics across Texas, including Austin, Houston, Dallas, McAllen and beyond, our experienced team is committed to providing the expert care, clear communication, and precise timing that successful treatment requires. Whether you have questions about costs, coverage, or what comes next, we’re here for you. Let’s begin your next chapter, together.
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