Financing IVF & Fertility Care

Understanding Your Financial Options

Aspire Fertility understands that the financial investment in IVF is a significant part of the decision-making process. Therefore, we work with several companies that can help ease the financial burden. We also provide general information regarding self-pay costs in the event insurance does not cover your testing or treatment cycle. The financial counselors at Aspire Fertility will walk you through your options and help you to understand your financial commitment.
Most IVF treatment packages do not include the cost of medications for the cycle. The patient is left to shop around for the best discounts and order medications on their own. With Aspire Fertility, we do the comparison shopping for you and bundle your treatment and medications into one package, making your experience simplified and adding savings to your cycle.

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Financing IVF and Fertility Treatments: How We Help

We receive your treatment plan from your provider, and our Advocates help you choose the IVF package that meets your plan. We work on your behalf to negotiate discounts with the pharmacies and bundle your medications into a package. Medication can be a hidden cost that can be as high as 40% of treatment. We include the medication with your treatment so you do not have to obtain medication and negotiate pricing yourself. We can also offer financing on your package.

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Financing IVF and Fertility Treatments: How We Help

We receive your treatment plan from your provider, and our Advocates help you choose the IVF package that meets your plan. We work on your behalf to negotiate discounts with the pharmacies and bundle your medications into a package. Medication can be a hidden cost that can be as high as 40% of treatment. We include the medication with your treatment so you do not have to obtain medication and negotiate pricing yourself. We can also offer financing on your package.

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Fertility Financing & Loan Programs

At Aspire Fertility, we believe that cost should never stand in the way of growing your family. That’s why we partner with trusted fertility financing providers to offer flexible, accessible solutions tailored to your needs. Whether you’re pursuing IVF, egg freezing, IUI, or third-party services, our financing options help ease the burden of out-of-pocket expenses, so you can focus on what matters most. Explore our financing partners below to find the right fit for your journey.

BUNDL Fertility Packages

Aspire Fertility is proud to offer access to BUNDL Fertility, a unique fertility financing solution that helps patients save money while increasing peace of mind. Bundl packages combine multiple fertility treatments, such as IVF or IUI, into a single, discounted plan, with options to add medication coverage or money-back guarantees for extra security.
What sets BUNDL apart is its shared-risk model: patients only pay once for the entire bundle, and if treatment is unsuccessful, some packages offer a refund. It's a smart, simplified way to plan for treatment without navigating separate fees or worrying about hidden costs.

BUNDL highlights include:

  • Multiple cycle packages to boost chances of success
  • Optional add-ons for medication coverage or a guaranteed refund
  • One up-front payment that locks in pricing
  • No need to finance each treatment separately
  • Packages available for IVF, IUI, or both

Explore Bundl Fertility’s options on their website or speak to your Aspire Fertility financial counselor to learn more.

PatientFi

PatientFi provides stress-free fertility financing solutions so that patients can focus on treatment and worry less about financial interruptions. Each plan is customized for the individual, with terms that fit their unique needs. All treatments are covered under one easy plan, where patients make steady, affordable payments every month. Key highlights include:

  • Funding up to $50,000
  • Zero interest plans available (No interest if paid in full during promotional period.)
  • APRs as low as 6.99%
  • Extended terms out to 84 months
  • No hard credit checks, ever
  • No extra or hidden fees

Visit PatientFi’s website to learn more.

LendingClub Patient Solutions – Making Fertility Care More Affordable

Don’t let cost be a barrier to your dreams of parenthood. Discover a more affordable way to pay for your fertility treatment and related care with payment plans offered through LendingClub Patient Solutions.

Budget-friendly payment plans offer you:

  • A quick and simple online application that allows you to see all of your options in seconds
  • Visibility to all amounts, monthly payments, and rates you prequalify for with no impact to your credit, until you select a plan and move forward
  • One monthly payment for up to three services, including: IVF treatment, medications, genetic testing, fertility preservation, and donor services

Complete your online application today at the link below or learn more at www.lendingclub.com/prelude.

Fertility Financing with CapexMD

Teaming with the fertility financing specialists at Capex MD, Aspire Fertility is pleased to offer our patients the most comprehensive financing options available.
Capex MD provides customized loan programs to meet your individual needs and help ease the financial stress of treatment. Capex MD specializes in providing patient financing services for all fertility treatment options.
Capex MD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable.
Each loan program is designed to fit your individual circumstances, and once approved, their Fertility Loan Specialists will work closely with Aspire Fertility to ensure your funds are secured prior to the commencement of your treatment.

Apply online here and receive your approval within 24 hours, or for more information, go to www.capexmd.com or call CapexMD at 888.497.8414.

Fertility Financing with Prosper Healthcare Lending

At Aspire Fertility, we have many options to help make the financial aspect of your fertility journey a little easier. One of our preferred options for patients seeking to finance their treatment is Prosper Healthcare Lending due to their experience in the fertility space.

Submit a loan inquiry here: prosper.com/personal-loans/healthcare-financing

Fertility Financing with Future Family Financing

We partner with Future Family Financing to offer flexible payment plans and low-interest rates for family-building goals. Get funding from $5,000 to $50,000 and a dedicated Future Family fertility financing expert to confidently support you on your loan journey.

Benefits of a Future Family Fertility Loan:

  • Low interest rates.
  • Get pre-approved for funding up to $50,000 in less than 48 hours.
  • Personalized loan plans tailored to your specific fertility needs and treatments.
  • Comprehensive coverage for various fertility-related costs such as medications, lab, and donor fees, providing inclusive coverage for your treatment expenses.
  • Simplified payments that are consolidated into a single, easy-to-manage monthly payment.
  • Bill-pay management system to help you stay organized and on top of your payments throughout the loan duration.
  • Personalized on-demand care support, giving you access to a dedicated Fertility Coach who will provide personalized guidance, medication training, and onboarding assistance, and be available for any questions or concerns you may have during your fertility journey.
  • Friends and Family Loan Plan enables you to have a friend or family member obtain a loan on your behalf.

As part of our exclusive offering, The Prelude Network patients gain access to the Personalized Payment Choice tool and pre-approval process. To prequalify risk-free, explore Future Family Fertility

Fertility Financing & Loans FAQs

Start Your Journey Today

We are here to answer any questions or concerns you may have so that you feel completely confident when taking the first step toward building your family.

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Start Your Journey Today

We are here to answer any questions or concerns you may have so that you feel completely confident when taking the first step toward building your family.

CONTACT US

Building Beautiful Families

We’re inspiring hope and building beautiful families. Contact Aspire Fertility today!

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